Arizona drivers must be prepared for sudden dust storms that reduce vision, flash floods that make roads unsafe, and everything in between during monsoon season. It is critical to have the proper vehicle insurance coverage, just as it is in any other state.
Every motor vehicle driven inside the state of Arizona is required to have auto insurance coverage. If a police officer stops you, you will almost always be required to show evidence of insurance. The state of Arizona may suspend your driver’s license or vehicle registration if you don’t have car insurance. You can receive vehicle insurance quotes in Arizona by going online.
If you are relocating to Arizona, you must register your vehicle and obtain auto insurance as soon as feasible. If you were previously insured in another state, the same levels of coverage might not be acceptable in Arizona. If you’re moving to Phoenix or another region of the state, make sure to check an insurance provider as soon as possible.
The Arizona Department of Insurance is in charge of overseeing the state’s insurance industry. They keep track of the financial health of all insurance companies doing business in Arizona, issue licenses to insurance agents, and help consumers with insurance concerns.
Arizona Car Insurance Coverage Requirements
Drivers in Arizona must have auto insurance that meets or exceeds the following minimum coverage requirements:
- Liability coverage for bodily injury: $25,000 per person / $50,000 per accident
- Liability coverage for property damage: $15,000 minimum.
- Bodily injury coverage for uninsured motorists: $25,000 per person / $50,000 per accident
- Minimum $25,000 per person / $50,000 per accident underinsured motorist injury coverage
By speaking with a professional GEICO insurance advisor, uninsured and underinsured coverages can be denied. Depending on your needs, youmay choose larger coverage levels to better protect yourself.
Want to learn more about car insurance? Read our blog on how to file an auto claim.